2026 federal tax refund calculator
Estimate your 2026 Form 1040 refund or balance due from wages, withholding, the standard deduction, Child Tax Credit and Earned Income Credit. Figures come from IRS Revenue Procedure 2025-32 and IRS newsroom IR-2025-103. Everything runs in your browser. Educational estimate only — not tax advice, and not a substitute for IRS Free File or tax software.
Calculators
Tax refund calculator
Estimate your 2026 federal refund or balance due from wages, withholding, the standard deduction, Child Tax Credit and EITC. Free browser tool using IRS Rev. Proc. 2025-32 figures.
Child Tax Credit calculator
Estimate the 2026 Child Tax Credit of $2,200 per qualifying child, the $1,700 additional Child Tax Credit, the $500 other-dependent credit and the MAGI phase-out.
EITC calculator
Estimate the 2026 Earned Income Tax Credit from filing status, number of qualifying children, earned income, AGI and investment income, using the IRS Rev. Proc. 2025-32 table.
Tax bracket calculator
See which 2026 federal ordinary-income bracket your taxable income falls into, the tax on that amount, and your marginal and effective rates. Tables from IRS Rev. Proc. 2025-32.
Standard vs itemize calculator
Compare your 2026 federal standard deduction — including the extra amount for age 65 or blindness — with the itemized total you enter. Figures from IRS Rev. Proc. 2025-32.
Popular guides
How a federal tax refund is calculated
A plain-English walkthrough of withholding, income tax, credits and the arithmetic behind a 2026 Form 1040 refund or balance due.
2026 federal income tax brackets and standard deduction
The official 2026 ordinary-income rate tables, standard deduction and additional amounts for age or blindness, from IRS Revenue Procedure 2025-32.
Child Tax Credit for 2026
How the 2026 Child Tax Credit of $2,200, the $1,700 additional Child Tax Credit and the $500 other-dependent credit work, including the MAGI phase-out.
Earned Income Tax Credit for 2026
The 2026 EITC maximums, earned-income amounts and phase-out ranges from IRS Revenue Procedure 2025-32, plus the $12,200 investment-income limit.
When will I get my IRS refund?
What the IRS currently says about Where’s My Refund, typical e-file and paper timing, mid-February holds for EITC, and why a refund can be delayed or reduced.
How to file your 2026 federal return for free
How IRS Free File works for tax year 2026: guided software for AGI of $95,000 or less, Fillable Forms at any income, and why you should start at IRS.gov.
All guides → · Glossary · Methodology
How we work
RefundTally is an independent publisher, not a tax preparer and not the Internal Revenue Service. We turn published IRS rate tables into transparent browser tools, cite every source, and keep your inputs on your device. If an IRS page and this site ever disagree, the official page wins. Part of the dollarfinch.com family — see also Year-End Moves and NewDeduct.
Frequently asked questions
Is this the official IRS refund estimator?
No. RefundTally is an independent publisher. The Internal Revenue Service publishes its own tools and Free File options at IRS.gov. If an official page and this site disagree, the official page wins.
Which tax year do these calculators cover?
Tax year 2026, which you generally file in early 2027. Amounts come from IRS Revenue Procedure 2025-32 and IRS news release IR-2025-103 (9 October 2025).
Is a calculator result tax advice or a filed return?
No. Results are educational estimates from the figures you enter and a simplified federal worksheet. They do not include every form, credit or state tax. Confirm with current IRS instructions or a qualified professional, or file for free through IRS Free File if you qualify.